Each time you pay your personal care assistant you should carry out the following tasks.
You must monitor the ages and the amount you pay your personal care assistant (including new starters) to see if you need to put any of them into a pension scheme. You must put them into a pension scheme and write to them within six weeks from the day they meet the age and earnings criteria.
If you have anyone who is…
… you must put them into your pension scheme and you must both pay into it.
*If you are unsure what the state pension age is you can use the State Pension Calculator to find out.
If your personal care assistant, can ask to join your scheme, and writes to you asking to do so, you must put them into it within a month of receiving their request.
We have more information in the choose a pension scheme section of our guide for employers who have staff to put into a pension scheme.
If your personal care assistant asks to leave your pension scheme within one month of being put into it, you need to stop taking money out of their pay and arrange a full refund of what has been paid to date. This must happen within one month of their request.
You must keep records of how you’ve met your legal duties, including:
You must keep these records for six years except for requests to leave the pension scheme which must be kept for four years.
Every three years you’ll need to put staff back into your pension scheme if they have left it, and if they meet the criteria to be put into a pension scheme. This is known as automatic re-enrolment. We will write to you in advance of your automatic re-enrolment date to explain more.
More about automatic re-enrolment.
The legal minimum for automatic enrolment contributions will increase on 6 April 2018. Are you ready?