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The Pensions Regulator

Regulatory guidance

Regulatory guidance

EU cross-border pension schemes

Does my scheme need authorisation and approval by the UK regulator?

Decision tree: Does my scheme need authorisation and approval by the UK regulator

The determining factors are the main administration of the scheme and the place of work of the member. If the scheme's main administration is in the UK and has members in another member state, it could still require authorisation and approval, even if the employer were in a third, non-EU country. If the scheme's main administration was in a non-EU country, it would not require authorisation and approval, even if it had members in both the UK and another EU member state (it would be a foreign scheme).