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The Pensions Regulator

Regulatory guidance

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Q&As: DC schemes

These Q&As bring together some of the key issues from our DC guidance, providing links to other relevant guidance and our Trustee toolkit where relevant.

We also suggest further reading from other organisations.

This guidance does not include any new requirements over and above those that already exist.

View the Q&As: DC schemes
PDF logoView the Q&As: DC schemes

Key points

  • These Q&As are primarily for trustees and employers with DC schemes. These include trust-based schemes (including DC AVCs), contract-based personal pensions with a direct payment arrangement and stakeholder pensions.
  • The Q&As will also be of interest to others involved in running these schemes.
  • We've grouped the DC topics under seven headings:
    • Regulation
    • Governance
    • Administration
    • Investment
    • Charges
    • Retirement
    • Member understanding
  • You may want to read through all the Q&As as a refresher on DC issues (eg prior to trustee meeting), or dip in to sections that are of particular relevance to your scheme at the time.