Sections

The Pensions Regulator

Regulatory guidance

Regulatory guidance

EU cross-border pension schemes

Does your scheme need authorisation and approval?

Use this decision tree to help you decide whether your scheme needs to apply for authorisation and approval.

If a UK scheme has European members (which excludes those who are seconded employees), the scheme must obtain authorisation and approval to accept contributions in respect of them before doing so.

If an employer plans to employ members in, or transfer scheme members to, another EU member state, and if that state’s social and labour law applies to their employment, then the scheme will start to accept contributions in respect of European members from the date the first such contribution is accepted.