Our strategies and policies relating to regulation, supervision, compliance and enforcement.
Automatic enrolment compliance and enforcement
Automatic enrolment compliance and enforcement strategy
PDF
153KB
, 27 pages
Provides a framework for our regulatory approach, and explains the various options available to us to maximise employer compliance.
Compliance and enforcement policy
PDF
725KB
, 62 pages
Explains our approach to minimising non-compliance with the duties and safeguards, and associated legislation.
If employers fail to comply, we have various powers available to us, such as issuing a compliance or penalty notice. Employers can ask for a review of these notices.
For more information go to appealing an enforcement notice.
Defined benefit schemes
Defined benefit regulatory strategy
PDF
170KB
, 13 pages
Sets our our approach to regulating trust-based defined benefit (DB) occupational pension schemes
Defined benefit funding regulatory and enforcement policy
PDF
428KB
, 34 pages
Our approach to regulating the statutory funding requirements as set out by, and under, Part 3 of the Pensions Act 2004 for trust-based DB occupational pension schemes.
Defined contribution schemes
DC compliance and enforcement policy
PDF
140KB
, 20 pages
In relation to occupational defined contribution trust-based pension schemes.
FCA and TPR joint strategy
FCA and TPR: joint regulatory strategy
PDF
860KB
, 25 pages
Our joint regulatory strategy for the pensions and retirement income sector.
Master trust schemes
Master trust schemes supervision and enforcement policy
PDF
225KB
, 23 pages
Sets out our supervision and enforcement approach for master trusts once they are authorised.
Public service pension schemes
Public service pension schemes regulatory strategy
PDF
103KB
, 13 pages
Regulating governance and administration in public service pension schemes.
Public service pension schemes compliance and enforcement policy
PDF
209KB
, 23 pages
Describes our expectations for compliance with relevant legal requirements and how we will proceed in cases of non-compliance, including when we may use our enforcement powers.
Prosecution and penalties
Criminal offences policy
Our approach to the investigation and prosecution of the criminal offences in sections 58A and 58B of the Pensions Act 2004
Settlement policy
Our approach for negotiation and concluding settlements of our regulatory or civil enforcement action.