What are the changes?
You must automatically enrol certain members of your workforce into a pension scheme and as an employer you will need to make a contribution towards it.
The law came into force for large employers from 2012 and smaller employers will follow.
Even if you already offer pension arrangements for your workers, you'll still have some new obligations to meet.
What do I have to do?
The main things you must do are:
- provide a qualifying scheme for workers
- automatically enrol all eligible jobholders onto the scheme
- pay employer contribution for eligible jobholders to
- tell all eligible jobholders that:
- they have been automatically enrolled and
- they have the right to opt out if they want to do so
- register with us and give us details of your qualifying scheme and the number of people that you have automatically enrolled.
Leaflet An introduction to workplace pension changes (PDF, 246kb, 4 pages)
Read our leaflet for a basic introduction to the changes
Guidance 8: Safeguarding individuals (PDF, 267kb)
There are certain things the employer must not do, both before a person starts working for them and once that person is a member of a pension scheme with that employer. These safeguards came into effect for all employers from July 2012. This guidance will tell you:
- what the safeguards are
- what conduct is prohibited, during recruitment and once an individual is employed
- what could be regarded as ‘inducement’ by the regulator with examples
Online service Automatic enrolment registration
If your staging date has passed and you've fulfilled all your automatic enrolment duties, you can register online now.
See related content in:
Interactive tool Beginner's guide to auto enrolment
First step: use our tools to find out your staging date - when the new law is 'switched on' for your business