This page provides details of Escalating Penalty Notices for automatic enrolment breaches, as well as fines issued for scheme return, climate change reporting and value for members assessment breaches.
Section 89 of the Pensions Act 2004 gives us the power to publish information on cases where we have used or considered using our powers.
Our decision to publish information, including details of our enforcement cases, ensures we are transparent about the use of our powers, and plays an important role in informing and educating those we regulate about our decisions and actions, and can therefore serve as a deterrent to non-compliance.
We publish enough information to identify:
- the name and area of those who have been fined
- the amount they need to pay to us
Escalating Penalty Notices relating to automatic enrolment (AE)
Tables (a) and (b) name certain categories of employers who have received an Escalating Penalty Notice (EPN) for breaches relating to automatic enrolment under the Pensions Act 2008.
Employer non-compliant and subject to further action (EPN paid)
Table (a) name those employers who have paid EPNs in excess of £14,000 but remain non-compliant.
Table (a) 1 July to 31 Dec 2024
| Employer name | District | Paid |
|---|---|---|
| Tavistock and Portman NHS Foundation Trust | London | £52,630 |
| Ms Annette Mercer T/A Little Acorns Day Nursery | Wigan | £24,500 |
| Meadowview Care Ltd | Colchester | £20,000 |
| MODE TRAINING LTD | Liverpool | £14,118 |
| Carefree Travel Ltd | Lancaster | £14,052 |
| MR B & MRS N SMITH | Plymouth | £14,000 |
| R C CARE ROSEHILL LTD | Exeter | £14,000 |
| South Molton Transport Ltd | Exeter | £14,000 |
| THE CARRIAGE CATERING LIMITED | Medway | £14,000 |
Unpaid EPNs subject to a Court Order
Table (b) names those employers who have failed to pay an EPN in excess of £24,500 and have been made subject to a court order as a result.
Table (b) 1 July to 31 Dec 2024
| Employer name | District | Amount |
|---|---|---|
| QUALITY CARE (SC) LIMITED | Edinburgh | £87,500.00 |
| ACCUPAYE LTD | Glasgow | £52,500.00 |
| PICK N MIX LONDON LIMITED | Central London | £52,500.00 |
| OUTREACH SUPPORT SERVICES LIMITED | Romford | £52,500.00 |
| DIVINE DOMICILIARY CARE LTD | Basildon | £37,500.00 |
| PRIDE OF BENGAL HIGHLAND LTD | Inverness | £28,000.00 |
| PARAS KNITTING LTD | Manchester | £28,000.00 |
| AGILITY CARE LIMITED | Chelmsford | £28,000.00 |
| CAREART UK LIMITED | Aldershot | £28,000.00 |
| Hannants Cleaning Ltd | Norwich | £28,000.00 |
| SHEENA MILES CARE SERVICES LTD | Durham | £27,500.00 |
| ENGAGE CARE SERVICES LIMITED | Manchester | £25,000.00 |
| STREET FOOD CYCLES 3 LTD | Manchester | £24,500.00 |
| HEALTHY FOOD CATERING LIMITED | Worthingtons | £24,500.00 |
| EMPATHY CARE SERVICES LIMITED | Birmingham | £24,500.00 |
| KHADRA DAYCARE LTD | Birmingham | £24,500.00 |
| PRESTIGE SOCIAL CARE SERVICE LTD | Leicester | £24,500.00 |
| RKRM SERVICES LTD | Wolverhampton | £24,500.00 |
| SMOKEHOUSE LEISURE LTD | Manchester | £24,500.00 |
| WAT SPECIALIST TRANSPORT LIMITED | Great Grimsby | £24,500.00 |
| BIA BACIU CONSTRUCTION LTD | Birmingham | £24,500.00 |
| FIRST CALL CLEANING SERVICES LTD | Edmonton | £24,500.00 |
| FLEXIRECS LIMITED | Basildon | £24,500.00 |
| PIXI LTD | London | £24,500.00 |
| RAW TRAINING & SECURITY LTD | Manchester | £24,500.00 |
| RUFFTOP GARDENS LTD | Norwich | £24,500.00 |
| VIZNITZ LTD | Edmonton | £24,500.00 |
| EDITH HEALTHCARE WOLVERHAMPTON LTD | Wolverhampton | £24,500.00 |
| Xperience Recruitment Limited | Nuneaton | £24,500.00 |
| SMILEYWORLD LIMITED | Clerkenwell and Shoreditch | £24,500.00 |
| MARCIANO CLEANING SERVICES LTD | Leicester | £24,500.00 |
| RDT KENT LIMITED | Medway | £24,500.00 |
| THE FOX BAR AND RESTAURANT LIMITED | Warwickshire | £24,500.00 |
| ELITE SERVICE SUPPORT LIMITED | Wakefield | £24,500.00 |
| SOUTHERN OFFICE SOLUTIONS LTD | Bradford | £24,500.00 |
| KEDASSIA SUPERVISION LTD | Willesden | £24,500.00 |
| CHAOSBARS (YORKSHIRE) LIMITED | Doncaster | £24,500.00 |
Scheme return fines – failing to submit to us on time
Table (c) names pension schemes which have failed to complete a scheme return on time. Trustees have a legal obligation to give us information about their pension scheme by completing a scheme return when required and can be fined under Section 10 of the Pensions Act 1995 for failure to do so.
Table (c) - 1 July to 31 December 2024
| Scheme name | Number of fines issued | Amount |
|---|---|---|
| Tom Parker Ltd Rbs 116259 | 2 | £500 |
| Pct Group Pension Plan W0078 | 1 | £750 |
Climate change governance and reporting fines – failure to correctly publish a climate change report on time
In table (d) we name those schemes whose trustees have received a fine for failure to publish their climate change report on time. Under The Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021, trustees of certain schemes have a legal requirement to publish a climate change report within seven months of their scheme year end. The report must be on a publicly available website and accessible free of charge.
Table (d) - 1 July to 31 December 2024
| Scheme name | Amount |
|---|---|
| University Of Oxford Staff Pension Scheme | £5,000 |
| J.P. Morgan UK Pension Plan | £4,000 |
Value for members fines – failure to complete a detailed value for members assessment
Table (e) lists schemes who have been fined for failing to complete a detailed value for members assessment. Regulation 25(1)(b) and regulation 25(1A) of the Occupational Pension Schemes (Scheme Administration) Regulations 1996 require trustees of certain schemes to complete a detailed value for members assessment at least annually. Should they conclude that their scheme does not offer good value they must either make improvements or consider transferring the money purchase benefits and/or wind up the scheme.
Table (e) - 1 July to 31 December 2024
| Scheme name | Amount |
|---|---|
| The Technical Sign Company Group Pension Scheme Policy S67806 Ref Hrsb Hb | £12,500 |
| Heller Machine Tools Limited Retirement Benefits Scheme | £12,500 |
| Investment Property Data Bank Ltd Superannuation Fund | £12,500 |
| J P Lennard Ltd (1986) Retirement & Death Benefit Scheme | £12,500 |
| Pin Croft Dyeing & Printing Co Ltd Retirement Benefits Plan | £1,250 |
| SFS Group Fastening Technology Limited Retirement Benefits Scheme | £5,000 |
| The Clinton Devon Estates Retirement Benefits Scheme for Senior Management Employees | £1,250 |
| Ecco Employment Agency Ltd Company Retirement Account | £1,250 |
| Ethel Austin Limited Staff Pension Scheme | £2,000 |
| F C Brown Steel Equipment Limited Retirement Benefits Scheme | £2,000 |
| Hilditch And Key Limited Retirement Benefits Scheme No 1 | £1,250 |