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Making workplace pensions work

Occupational defined contribution landscape 2025 annex

In this year’s statistics release, we describe the collection methods for the data contained in the annex to this publication, together with information on what is covered by each section of the annex.

  1. In this section and throughout, hybrid refers to schemes which have both a DB section and a DC section. Some hybrid schemes offer one benefit type (a combination of DB and DC, e.g. DC with DB underpin), but these schemes are not covered here.
  2. File 1 (schemes), 2 (memberships), and 3 (finances) are based on schemes with 12 or more members (except for Table 1.1 and 1.13 in section 1, which is based on all schemes with two or more members).
  3. File 4 (AE schemes) is based on all schemes with two or more members.
  4. File 5 (micro schemes) is based on schemes with two to 11 members.

On this page

File 1: Schemes

Notes:

  1. Tables 1.1 to 1.13 cover DC schemes with 12 or more members.
  2. Tables 1.1 and 1.2 include hybrid schemes with 12 or more DC members.
  3. Tables 1.3 to 1.10 exclude hybrid schemes with DC members.
  4. Figures in total columns may not equal the sum of figures in sub-columns due to rounding. Scheme numbers are rounded to the nearest ten.
  5. Tables 1.2 and 1.3 show the number of schemes who have reported having any members aged 50 to 59. Tables 1.4 and 1.5 show all schemes who have reported any members aged 60 or over.
  6. Table 1.13, which includes hybrid schemes and excludes micro schemes, corresponds to Figure 1 in the 2025 Occupational Defined Contribution Landscape report.
  7. Table 1.14, excluding hybrid schemes, corresponds to Figure 2 in the 2025 Occupational Defined Contribution Landscape report.
  8. We operate a different scheme return for micro DC schemes (schemes with fewer than 12 members), with lower information requirements, and as such we show these schemes separately, and show less information about these schemes.
  9. Any figures of 5 or lower are considered potentially identifiable and marked as **. Membership figures are rounded to the nearest 1,000, and where a figure rounds to lower than 1,000 it is marked as ^^. Any financial amounts are rounded to the nearest £1,000,000, and where a financial amount rounds to a lower figure it is marked as ##.

Table 1.1: Number of schemes by status (includes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 1,870 770 700 320 3,660
2012 1,670 730 630 220 3,240
2013 1,540 730 610 190 3,080
2014 1,200 990 550 190 2,930
2015 1,070 920 570 170 2,740
2016 940 840 540 150 2,470
2017 770 760 510 140 2,180
2018 670 690 480 130 1,980
2019 610 580 440 120 1,740
2020 540 510 420 90 1,560
2021 470 440 390 70 1,370
2022 410 380 350 90 1,220
2023 360 340 310 70 1,080
2024 300 290 280 60 920
2025 260 240 220 60 790

Table 1.2: Number of schemes with membership aged 50 to 59 by scheme size (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 1,530 480 130 30 2,170
2012 1,430 460 120 40 2,050
2013 1,370 410 130 50 1,960
2014 1,290 400 120 60 1,870
2015 1,220 340 120 70 1,740
2016 1,090 300 120 70 1,570
2017 890 250 110 80 1,330
2018 760 220 100 90 1,170
2019 650 180 90 80 1,000
2020 570 150 80 80 870
2021 500 120 60 70 760
2022 440 110 50 70 670
2023 380 90 40 70 580
2024 340 70 30 60 500
2025 270 60 30 60 410

Table 1.3: Number of schemes with membership aged 50 to 59 by scheme status (excludes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 1,100 420 470 180 2,170
2012 1,040 400 450 160 2,050
2013 970 420 420 140 1,960
2014 730 620 380 140 1,870
2015 640 570 410 130 1,740
2016 540 510 400 120 1,570
2017 390 460 370 110 1,330
2018 330 410 330 110 1,170
2019 280 330 300 100 1,000
2020 250 280 280 70 870
2021 220 240 250 50 760
2022 180 200 220 70 670
2023 150 180 190 60 580
2024 120 150 180 50 500
2025 100 130 130 50 410

Table 1.4: Number of schemes with membership aged 60+ by scheme size (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 1,210 470 130 30 1,840
2012 1,150 450 120 40 1,760
2013 1,110 400 120 50 1,670
2014 1,070 390 120 60 1,630
2015 1,010 330 120 70 1,520
2016 900 290 110 70 1,370
2017 770 240 110 80 1,200
2018 670 220 100 90 1,080
2019 590 170 90 80 940
2020 540 150 80 80 840
2021 470 120 60 70 720
2022 420 110 50 70 650
2023 370 90 40 70 570
2024 330 70 30 60 490
2025 260 60 30 60 400

Table 1.5: Number of schemes with membership aged 60+ by scheme status (excludes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 930 360 400 150 1,840
2012 880 340 390 140 1,760
2013 820 360 370 130 1,670
2014 630 550 330 130 1,630
2015 550 490 350 120 1,520
2016 480 450 340 110 1,370
2017 360 420 320 100 1,200
2018 320 370 300 100 1,080
2019 280 300 270 90 940
2020 240 260 270 70 840
2021 210 230 240 50 720
2022 170 200 210 80 650
2023 150 180 190 60 570
2024 120 140 170 50 490
2025 100 120 130 50 400

Table 1.6: Number of schemes by use of default strategy by status as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Does use default 90 60 30 20 200
Doesn't use default 10 70 110 30 220
Unknown ** ** ** ** **
Total 100 130 140 50 420
% using default 87 47 19 45 48

Table 1.7: Number of schemes by use of default strategy by size as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Does use default 80 40 30 50 200
Doesn't use default 190 20 ** ** 220
Unknown ** ** ** ** **
Total 280 60 30 60 420
% using default 29 66 100 93 48

Table 1.8: Number of schemes with leaving members by scheme size as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Taking benefits without partnership agreement 40 20 10 30 100
Taking benefits with partnership agreement 10 ** ** 10 20
Transferred to a master trust due to the scheme winding up or considering winding up ** 0 0 0 **
Member initiated transfer to another workplace scheme or provider 30 30 20 30 110
Left for any other reason 10 20 10 30 80

Table 1.9: Number of schemes with leaving members by scheme status as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Taking benefits without partnership agreement 50 20 20 10 100
Taking benefits with partnership agreement 10 10 ** ** 20
Transferred to a master trust due to the scheme winding up or considering winding up 0 0 0 ** **
Member initiated transfer to another workplace scheme or provider 60 20 10 10 110
Left for any other reason 50 10 10 10 80

Table 1.10: Number of Schemes with assets by Membership banding as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  12 to 99 100 to 999 1,000 to 4,999 5,000+ 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
0 to 10m 280 30 ** ** 0 0 0 0 310
10m to 25m ** 20 ** 0 0 0 0 0 20
25m to 100m 0 10 10 ** 0 0 0 ** 30
100m to 250m 0 ** 10 ** 0 0 0 ** 20
250m to 1b 0 0 ** 10 0 0 0 ** 20
1b to 2.5b 0 0 0 10 0 0 0 ** 10
2.5b + 0 0 0 ** 0 0 0 20 20
Total 280 60 30 30 0 0 0 30 420

Table 1.11: Number of schemes by size and scheme benefit type

Year Scheme benefit type 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 Defined Contribution 1,940 550 140 40 2,670
2011 Hybrid 320 480 160 30 990
2012 Defined Contribution 1,610 500 140 40 2,290
2012 Hybrid 280 480 160 30 950
2013 Defined Contribution 1,500 450 130 50 2,130
2013 Hybrid 290 470 170 30 950
2014 Defined Contribution 1,410 430 120 60 2,020
2014 Hybrid 260 450 160 40 910
2015 Defined Contribution 1,300 360 120 70 1,850
2015 Hybrid 240 430 160 50 890
2016 Defined Contribution 1,140 310 120 70 1,640
2016 Hybrid 200 410 170 50 830
2017 Defined Contribution 940 260 120 80 1,400
2017 Hybrid 190 360 170 60 770
2018 Defined Contribution 810 240 110 90 1,240
2018 Hybrid 190 320 170 60 730
2019 Defined Contribution 680 190 90 90 1,050
2019 Hybrid 160 310 160 60 690
2020 Defined Contribution 600 160 90 80 920
2020 Hybrid 160 260 150 60 640
2021 Defined Contribution 530 130 60 70 790
2021 Hybrid 140 230 150 60 580
2022 Defined Contribution 460 110 50 70 700
2022 Hybrid 130 210 130 60 530
2023 Defined Contribution 400 90 40 70 600
2023 Hybrid 110 190 120 60 480
2024 Defined Contribution 350 70 30 60 510
2024 Hybrid 90 150 110 60 410
2025 Defined Contribution 280 60 30 60 420
2025 Hybrid 70 130 100 70 370

Table 1.12: Number of schemes by status and scheme benefit type

Year Scheme benefit type Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 Defined Contribution 1,330 490 580 270 2,670
2011 Hybrid 540 280 130 50 990
2012 Defined Contribution 1,150 450 500 180 2,290
2012 Hybrid 520 270 130 30 950
2013 Defined Contribution 1,060 450 460 160 2,130
2013 Hybrid 490 280 150 30 950
2014 Defined Contribution 790 660 420 150 2,020
2014 Hybrid 410 330 130 40 910
2015 Defined Contribution 680 590 440 140 1,850
2015 Hybrid 400 330 130 30 890
2016 Defined Contribution 560 540 410 120 1,640
2016 Hybrid 380 300 130 20 830
2017 Defined Contribution 420 480 390 110 1,400
2017 Hybrid 350 280 130 20 770
2018 Defined Contribution 350 420 350 120 1,240
2018 Hybrid 320 270 130 20 730
2019 Defined Contribution 300 340 310 100 1,050
2019 Hybrid 310 240 130 20 690
2020 Defined Contribution 260 290 300 80 920
2020 Hybrid 280 220 130 10 640
2021 Defined Contribution 220 250 260 60 790
2021 Hybrid 250 190 130 10 580
2022 Defined Contribution 180 210 230 80 700
2022 Hybrid 230 170 120 10 530
2023 Defined Contribution 150 190 200 60 600
2023 Hybrid 210 150 110 10 480
2024 Defined Contribution 120 150 180 50 510
2024 Hybrid 180 140 90 10 410
2025 Defined Contribution 100 130 140 50 420
2025 Hybrid 160 110 90 10 370

Table 1.13: Occupational DC schemes by membership size group (including hybrid schemes, excluding micro schemes)

Number of schemes by membership size group

Date 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 2,260 1,030 310 80 3,660
2012 1,890 980 300 70 3,240
2013 1,790 920 290 80 3,080
2014 1,670 870 290 100 2,930
2015 1,540 790 290 120 2,740
2016 1,340 710 290 130 2,470
2017 1,130 630 280 140 2,180
2018 1,000 560 270 150 1,980
2019 840 500 250 150 1,740
2020 760 420 240 140 1,560
2021 660 360 210 140 1,370
2022 590 320 180 130 1,220
2023 510 290 160 130 1,080
2024 430 220 140 120 920
2025 350 200 120 120 790

Table 1.14: Micro schemes by RSS status (excluding hybrid schemes)

Number of schemes by RSS status

Date RSS Non-RSS Unknown Total
2015 22,500 5,050 5,330 32,890
2016 22,930 4,360 4,710 32,000
2017 22,070 3,670 4,790 30,530
2018 21,930 3,200 4,220 29,340
2019 21,860 2,050 3,860 27,760
2020 21,750 1,670 3,300 26,720
2021 21,970 1,520 2,770 26,260
2022 21,100 1,340 3,250 25,700
2023 20,530 1,220 3,450 25,210
2024 20,720 1,050 2,910 24,680
2025 21,260 940 2,100 24,300

File 2: Membership

Notes:

  1. In this section and throughout, hybrid refers to schemes which have both a DB section and a DC section. Some hybrid schemes offer one benefit type (a combination of DB and DC, e.g. DC with DB underpin), but these schemes are not covered here.
  2. Tables 2.1 to 2.4 and 2.13 to 2.14 cover all DC schemes with 12 or more members, including hybrid schemes with DC members.
  3. Tables 2.5 to 2.12 show DC schemes with 12 or more members but excludes hybrid schemes with DC members.
  4. Table 2.1 refers to Figure 3 in the 2025 Occupational Defined Contribution Landscape report.
  5. Figures in total columns may not equal the sum of figures in sub columns due to rounding. Membership figures are rounded to the nearest 1,000.
  6. Numbers of reported pensioner members are not shown here, though reported pensioner members are included in the total memberships figure. Please see the accompanying text document for a fuller explanation of this.
  7. We operate a different scheme return for micro DC schemes (schemes with fewer than 12 members), with lower information requirements, and as such we show these schemes separately, and show less information about these schemes.
  8. Any figures of 5 or lower are considered potentially identifiable and marked as **. Membership figures are rounded to the nearest 1,000, and where a figure rounds to lower than 1,000 it is marked as ^^. Any financial amounts are rounded to the nearest £1,000,000, and where a financial amount rounds to a lower figure it is marked as ##.

Table 2.1: Membership by scheme size (includes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 78,000 358,000 660,000 1,159,000 2,255,000
2012 65,000 342,000 663,000 1,196,000 2,265,000
2013 62,000 324,000 661,000 1,566,000 2,613,000
2014 60,000 307,000 635,000 3,666,000 4,668,000
2015 55,000 286,000 658,000 5,932,000 6,931,000
2016 48,000 260,000 646,000 8,866,000 9,820,000
2017 40,000 227,000 612,000 11,743,000 12,622,000
2018 36,000 205,000 594,000 15,934,000 16,768,000
2019 31,000 183,000 569,000 18,833,000 19,615,000
2020 28,000 158,000 542,000 20,994,000 21,722,000
2021 25,000 138,000 482,000 22,767,000 23,412,000
2022 22,000 122,000 413,000 25,449,000 26,006,000
2023 19,000 107,000 372,000 28,278,000 28,776,000
2024 17,000 81,000 335,000 30,192,000 30,625,000
2025 13,000 73,000 290,000 32,416,000 32,793,000

Table 2.2: Active membership by scheme size (includes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 21,000 145,000 307,000 467,000 939,000
2012 18,000 140,000 311,000 503,000 971,000
2013 17,000 132,000 304,000 813,000 1,266,000
2014 19,000 124,000 290,000 2,623,000 3,056,000
2015 15,000 118,000 332,000 4,018,000 4,483,000
2016 12,000 107,000 337,000 5,384,000 5,840,000
2017 7,000 89,000 313,000 6,976,000 7,385,000
2018 5,000 73,000 298,000 8,799,000 9,176,000
2019 4,000 69,000 268,000 9,609,000 9,950,000
2020 4,000 54,000 237,000 9,870,000 10,165,000
2021 3,000 43,000 216,000 9,871,000 10,133,000
2022 3,000 36,000 170,000 10,573,000 10,782,000
2023 2,000 27,000 156,000 10,866,000 11,052,000
2024 2,000 20,000 134,000 10,929,000 11,084,000
2025 1,000 16,000 112,000 11,294,000 11,424,000

Table 2.3: Deferred membership by scheme size (includes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 48,000 202,000 345,000 662,000 1,258,000
2012 42,000 192,000 342,000 669,000 1,244,000
2013 41,000 183,000 348,000 740,000 1,313,000
2014 37,000 177,000 335,000 1,029,000 1,578,000
2015 37,000 162,000 318,000 1,900,000 2,417,000
2016 34,000 148,000 304,000 3,470,000 3,957,000
2017 31,000 133,000 295,000 4,758,000 5,218,000
2018 28,000 127,000 292,000 7,127,000 7,574,000
2019 25,000 110,000 294,000 9,215,000 9,645,000
2020 23,000 101,000 300,000 11,113,000 11,537,000
2021 20,000 93,000 264,000 12,880,000 13,258,000
2022 18,000 85,000 241,000 14,859,000 15,203,000
2023 16,000 78,000 215,000 17,391,000 17,700,000
2024 14,000 60,000 201,000 19,225,000 19,499,000
2025 11,000 56,000 177,000 21,071,000 21,316,000

Table 2.4: Membership by scheme status (includes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 1,653,000 404,000 119,000 80,000 2,255,000
2012 1,706,000 393,000 115,000 50,000 2,265,000
2013 1,964,000 472,000 104,000 74,000 2,613,000
2014 3,883,000 619,000 93,000 73,000 4,668,000
2015 6,266,000 493,000 121,000 51,000 6,931,000
2016 9,193,000 474,000 115,000 37,000 9,820,000
2017 11,938,000 513,000 135,000 36,000 12,622,000
2018 16,049,000 552,000 84,000 84,000 16,768,000
2019 18,927,000 531,000 78,000 79,000 19,615,000
2020 20,965,000 539,000 124,000 95,000 21,722,000
2021 22,802,000 434,000 130,000 47,000 23,412,000
2022 25,440,000 399,000 102,000 65,000 26,006,000
2023 27,969,000 559,000 113,000 136,000 28,776,000
2024 29,639,000 565,000 101,000 320,000 30,625,000
2025 31,797,000 550,000 113,000 332,000 32,793,000

Table 2.5: Membership aged 50 to 59 by scheme size (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 18,000 41,000 59,000 125,000 244,000
2012 17,000 41,000 67,000 153,000 278,000
2013 16,000 38,000 67,000 224,000 345,000
2014 16,000 37,000 61,000 561,000 675,000
2015 16,000 32,000 67,000 882,000 997,000
2016 15,000 29,000 64,000 1,301,000 1,409,000
2017 13,000 26,000 61,000 1,922,000 2,022,000
2018 12,000 24,000 52,000 2,716,000 2,804,000
2019 11,000 20,000 49,000 3,169,000 3,249,000
2020 10,000 18,000 48,000 3,586,000 3,662,000
2021 9,000 14,000 38,000 4,060,000 4,121,000
2022 8,000 13,000 28,000 4,854,000 4,902,000
2023 7,000 11,000 24,000 4,978,000 5,019,000
2024 6,000 8,000 19,000 5,302,000 5,336,000
2025 4,000 7,000 16,000 5,616,000 5,643,000

Table 2.6: Membership aged 50 to 59 by scheme status (excludes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 181,000 37,000 12,000 14,000 244,000
2012 214,000 37,000 15,000 11,000 278,000
2013 272,000 43,000 14,000 16,000 345,000
2014 542,000 101,000 16,000 16,000 675,000
2015 909,000 57,000 19,000 12,000 997,000
2016 1,327,000 57,000 19,000 6,000 1,409,000
2017 1,914,000 70,000 31,000 7,000 2,022,000
2018 2,676,000 94,000 17,000 17,000 2,804,000
2019 3,135,000 82,000 15,000 17,000 3,249,000
2020 3,570,000 61,000 21,000 9,000 3,662,000
2021 4,055,000 43,000 17,000 5,000 4,121,000
2022 4,838,000 38,000 11,000 15,000 4,902,000
2023 4,904,000 63,000 21,000 32,000 5,019,000
2024 5,206,000 58,000 8,000 62,000 5,336,000
2025 5,520,000 50,000 8,000 65,000 5,643,000

Table 2.7: Membership aged 60+ by scheme size (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 6,000 12,000 16,000 27,000 60,000
2012 5,000 12,000 19,000 32,000 68,000
2013 5,000 11,000 16,000 53,000 85,000
2014 5,000 11,000 17,000 140,000 172,000
2015 5,000 10,000 19,000 202,000 236,000
2016 5,000 9,000 18,000 306,000 338,000
2017 4,000 8,000 19,000 589,000 620,000
2018 4,000 8,000 17,000 893,000 921,000
2019 4,000 6,000 15,000 1,065,000 1,090,000
2020 4,000 6,000 16,000 1,286,000 1,311,000
2021 4,000 5,000 12,000 1,472,000 1,493,000
2022 4,000 5,000 10,000 1,821,000 1,839,000
2023 4,000 5,000 9,000 2,205,000 2,223,000
2024 4,000 4,000 7,000 2,511,000 2,526,000
2025 3,000 4,000 6,000 2,835,000 2,849,000

Table 2.8: Membership aged 60+ by scheme status (excludes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 42,000 8,000 5,000 5,000 60,000
2012 50,000 7,000 5,000 6,000 68,000
2013 65,000 10,000 4,000 6,000 85,000
2014 136,000 26,000 5,000 6,000 172,000
2015 210,000 15,000 6,000 6,000 236,000
2016 314,000 15,000 6,000 3,000 338,000
2017 588,000 21,000 7,000 3,000 620,000
2018 880,000 29,000 6,000 6,000 921,000
2019 1,053,000 26,000 5,000 7,000 1,090,000
2020 1,276,000 24,000 7,000 4,000 1,311,000
2021 1,466,000 19,000 6,000 2,000 1,493,000
2022 1,810,000 19,000 5,000 5,000 1,839,000
2023 2,166,000 30,000 12,000 15,000 2,223,000
2024 2,459,000 31,000 5,000 31,000 2,526,000
2025 2,779,000 30,000 6,000 33,000 2,849,000

Table 2.9: Membership by use of default strategy by status as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
In default 29,430,000 127,000 13,000 323,000 29,892,000
Choose Other fund 937,000 52,000 3,000 4,000 996,000
Default not available 127,000 3,000 23,000 2,000 155,000
Unknown ^^ 1,000 ^^ 0 1,000

Table 2.10: Membership by use of default strategy by size as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
In default 3,000 14,000 54,000 29,821,000 29,892,000
Chose Other fund ^^ 4,000 11,000 981,000 996,000
Default not available 7,000 5,000 0 143,000 155,000
Unknown ^^ 1,000 0 0 1,000

Table 2.11: Scheme leavers by scheme size as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Taking benefits without partnership agreement ^^ ^^ ^^ 128,000 129,000
Taking benefits with partnership agreement ^^ ^^ ^^ 4,000 4,000
Transferred to a master trust due to the scheme winding up or considering winding up ^^ 0 0 0 ^^
Member initiated transfer to another workplace scheme or provider ^^ ^^ 2,000 343,000 345,000
Left for any other reason ^^ ^^ 7,000 402,000 409,000

Table 2.12: Scheme leavers by scheme status as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Taking benefits without partnership agreement 124,000 2,000 ^^ 3,000 129,000
Taking benefits with partnership agreement 4,000 ^^ ^^ ^^ 4,000
Transferred to a master trust due to the scheme winding up or considering winding up 0 0 0 ^^ ^^
Member initiated transfer to another workplace scheme or provider 337,000 3,000 ^^ 5,000 345,000
Left for any other reason 406,000 1,000 ^^ 2,000 409,000

Table 2.13: Membership by status and scheme benefit type (includes hybrid schemes, excludes micro schemes)

Year Scheme benefit type Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 Defined Contribution 971,000 170,000 76,000 70,000 1,287,000
2011 Hybrid 682,000 233,000 42,000 10,000 968,000
2012 Defined Contribution 1,010,000 147,000 66,000 44,000 1,268,000
2012 Hybrid 696,000 246,000 49,000 6,000 997,000
2013 Defined Contribution 1,292,000 151,000 48,000 69,000 1,560,000
2013 Hybrid 672,000 320,000 56,000 5,000 1,053,000
2014 Defined Contribution 3,111,000 320,000 48,000 54,000 3,532,000
2014 Hybrid 772,000 300,000 46,000 19,000 1,136,000
2015 Defined Contribution 5,333,000 175,000 52,000 40,000 5,601,000
2015 Hybrid 933,000 318,000 68,000 11,000 1,330,000
2016 Defined Contribution 8,159,000 171,000 49,000 19,000 8,398,000
2016 Hybrid 1,034,000 303,000 66,000 19,000 1,422,000
2017 Defined Contribution 10,994,000 180,000 73,000 30,000 11,277,000
2017 Hybrid 945,000 333,000 62,000 6,000 1,346,000
2018 Defined Contribution 14,930,000 237,000 40,000 81,000 15,288,000
2018 Hybrid 1,119,000 315,000 44,000 3,000 1,480,000
2019 Defined Contribution 17,760,000 225,000 33,000 75,000 18,092,000
2019 Hybrid 1,167,000 306,000 45,000 4,000 1,523,000
2020 Defined Contribution 19,770,000 221,000 81,000 84,000 20,156,000
2020 Hybrid 1,194,000 318,000 42,000 12,000 1,566,000
2021 Defined Contribution 21,557,000 122,000 70,000 35,000 21,784,000
2021 Hybrid 1,245,000 311,000 59,000 12,000 1,628,000
2022 Defined Contribution 24,142,000 105,000 46,000 61,000 24,354,000
2022 Hybrid 1,298,000 294,000 56,000 4,000 1,652,000
2023 Defined Contribution 26,635,000 243,000 70,000 133,000 27,081,000
2023 Hybrid 1,334,000 316,000 43,000 2,000 1,695,000
2024 Defined Contribution 28,366,000 207,000 35,000 319,000 28,926,000
2024 Hybrid 1,273,000 358,000 66,000 1,000 1,699,000
2025 Defined Contribution 30,494,000 182,000 39,000 329,000 31,044,000
2025 Hybrid 1,303,000 368,000 75,000 3,000 1,749,000

Table 2.14: Membership by size and scheme benefit type (includes hybrid schemes, excludes micro schemes)

Year Scheme benefit type 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 Defined Contribution 62,000 183,000 311,000 730,000 1,287,000
2011 Hybrid 16,000 175,000 349,000 428,000 968,000
2012 Defined Contribution 52,000 169,000 296,000 750,000 1,268,000
2012 Hybrid 13,000 172,000 366,000 446,000 997,000
2013 Defined Contribution 49,000 151,000 279,000 1,082,000 1,560,000
2013 Hybrid 13,000 173,000 382,000 485,000 1,053,000
2014 Defined Contribution 48,000 139,000 275,000 3,071,000 3,532,000
2014 Hybrid 12,000 168,000 360,000 595,000 1,136,000
2015 Defined Contribution 44,000 123,000 295,000 5,140,000 5,601,000
2015 Hybrid 11,000 163,000 363,000 792,000 1,330,000
2016 Defined Contribution 39,000 106,000 278,000 7,974,000 8,398,000
2016 Hybrid 10,000 153,000 368,000 891,000 1,422,000
2017 Defined Contribution 31,000 95,000 271,000 10,879,000 11,277,000
2017 Hybrid 9,000 132,000 341,000 863,000 1,346,000
2018 Defined Contribution 27,000 86,000 238,000 14,938,000 15,288,000
2018 Hybrid 9,000 119,000 356,000 996,000 1,480,000
2019 Defined Contribution 23,000 68,000 226,000 17,775,000 18,092,000
2019 Hybrid 7,000 115,000 343,000 1,058,000 1,523,000
2020 Defined Contribution 21,000 56,000 216,000 19,863,000 20,156,000
2020 Hybrid 7,000 102,000 326,000 1,131,000 1,566,000
2021 Defined Contribution 18,000 46,000 165,000 21,555,000 21,784,000
2021 Hybrid 6,000 92,000 318,000 1,212,000 1,628,000
2022 Defined Contribution 16,000 40,000 131,000 24,167,000 24,354,000
2022 Hybrid 6,000 83,000 282,000 1,282,000 1,652,000
2023 Defined Contribution 14,000 34,000 102,000 26,931,000 27,081,000
2023 Hybrid 5,000 73,000 270,000 1,347,000 1,695,000
2024 Defined Contribution 13,000 26,000 82,000 28,805,000 28,926,000
2024 Hybrid 4,000 56,000 253,000 1,387,000 1,699,000
2025 Defined Contribution 10,000 23,000 65,000 30,946,000 31,044,000
2025 Hybrid 3,000 51,000 225,000 1,471,000 1,749,000

File 3: Finances

Notes:

  1. In this section and throughout, hybrid refers to schemes which have both a DB section and a DC section. Some hybrid schemes offer one benefit type (a combination of DB and DC, e.g. DC with DB underpin), but these schemes are not covered here.
  2. All tables show DC schemes with 12 or more members but exclude hybrid schemes with DC members.
  3. Table 3.1 refers to Figure 4 in the 2025 Occupational Defined Contribution Landscape report.
  4. Table 3.10 refers to Figure 5 in the 2025 Occupational Defined Contribution Landscape report.
  5. Figures in total columns may not equal the sum of figures in sub columns due to rounding. Scheme numbers are rounded to the nearest ten, financial amounts are rounded to the nearest £1,000,000, and membership figures are rounded to the nearest 1,000. Please note, where fields are calculated rounding is applied after totals have been derived.
  6. For assets and contributions not all relevant schemes provide the information. Figures shown here represent reported amounts. Relevant data is shown in the reference tables (table 3.7 - 3.9) such that users can make their own extrapolations if they wish.
  7. The phrase ‘market value of scheme assets’ refers to the fact that not all assets held by schemes have an inherent cash value (for example, property) and therefore the reported figure is based on the most recently available valuation of any such assets.
  8. We operate a different scheme return for micro DC schemes (schemes with fewer than 12 members), with lower information requirements, and as such we show these schemes separately, and show less information about these schemes.
  9. Any figures of 5 or lower are considered potentially identifiable and marked as **. Membership figures are rounded to the nearest 1,000, and where a figure rounds to lower than 1,000 it is marked as ^^. Any financial amounts are rounded to the nearest £1,000,000, and where a financial amount rounds to a lower figure it is marked as ##.

Table 3.1: Assets by scheme size (reported) (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 (£m) 100 to 999 (£m) 1,000 to 4,999 (£m) 5,000+ (£m) Total (£m)
2011 £1,122.00 £4,108.00 £5,872.00 £11,040.00 £22,142.00
2012 £1,016.00 £3,821.00 £5,904.00 £12,087.00 £22,827.00
2013 £1,759.00 £3,807.00 £6,092.00 £14,812.00 £26,469.00
2014 £878.00 £3,774.00 £6,684.00 £15,687.00 £27,023.00
2015 £883.00 £3,435.00 £6,398.00 £22,902.00 £33,618.00
2016 £883.00 £3,740.00 £6,728.00 £28,095.00 £39,446.00
2017 £780.00 £2,980.00 £7,099.00 £37,266.00 £48,125.00
2018 £668.00 £3,557.00 £6,953.00 £50,116.00 £61,294.00
2019 £559.00 £2,433.00 £6,948.00 £61,312.00 £71,251.00
2020 £493.00 £2,310.00 £7,272.00 £77,382.00 £87,457.00
2021 £417.00 £1,893.00 £5,788.00 £105,449.00 £113,547.00
2022 £335.00 £1,952.00 £5,752.00 £139,689.00 £147,728.00
2023 £339.00 £1,556.00 £4,413.00 £157,525.00 £163,833.00
2024 £269.00 £1,171.00 £3,424.00 £199,765.00 £204,629.00
2025 £214.00 £1,124.00 £3,244.00 £244,497.00 £249,078.00

Table 3.2: Assets by scheme status (reported) (excludes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service (£m) Closed to new joiners and open to future service (£m) Closed to new joiners and future service (£m) Winding Up (£m) Total (£m)
2011 £17,726.00 £1,985.00 £850.00 £1,582.00 £22,142.00
2012 £19,826.00 £1,776.00 £849.00 £377.00 £22,827.00
2013 £21,712.00 £2,819.00 £632.00 £1,305.00 £26,469.00
2014 £20,955.00 £4,336.00 £777.00 £955.00 £27,023.00
2015 £29,795.00 £2,228.00 £914.00 £681.00 £33,618.00
2016 £35,275.00 £2,841.00 £817.00 £514.00 £39,446.00
2017 £43,481.00 £2,387.00 £1,637.00 £620.00 £48,125.00
2018 £53,310.00 £5,903.00 £714.00 £1,367.00 £61,294.00
2019 £64,374.00 £5,234.00 £575.00 £1,068.00 £71,251.00
2020 £80,471.00 £4,924.00 £1,159.00 £903.00 £87,457.00
2021 £107,505.00 £4,016.00 £1,495.00 £531.00 £113,547.00
2022 £141,289.00 £3,777.00 £710.00 £1,951.00 £147,728.00
2023 £157,785.00 £4,342.00 £733.00 £973.00 £163,833.00
2024 £197,780.00 £5,717.00 £450.00 £681.00 £204,629.00
2025 £242,616.00 £5,077.00 £542.00 £843.00 £249,078.00

Table 3.3: Contributions by scheme size (reported) (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 (£m) 100 to 999 (£m) 1,000 to 4,999 (£m) 5,000+ (£m) Total (£m)
2011 £52.00 £353.00 £544.00 £980.00 £1,928.00
2012 £44.00 £297.00 £621.00 £1,129.00 £2,092.00
2013 £41.00 £312.00 £634.00 £1,479.00 £2,466.00
2014 £32.00 £267.00 £589.00 £1,982.00 £2,870.00
2015 £26.00 £230.00 £573.00 £2,804.00 £3,633.00
2016 £20.00 £216.00 £613.00 £3,602.00 £4,452.00
2017 £16.00 £184.00 £623.00 £4,543.00 £5,366.00
2018 £11.00 £160.00 £565.00 £5,992.00 £6,728.00
2019 £9.00 £161.00 £614.00 £9,660.00 £10,444.00
2020 £8.00 £137.00 £603.00 £14,018.00 £14,766.00
2021 £7.00 £114.00 £474.00 £14,688.00 £15,283.00
2022 £6.00 £85.00 £448.00 £17,367.00 £17,906.00
2023 £5.00 £72.00 £325.00 £20,084.00 £20,486.00
2024 £4.00 £54.00 £260.00 £23,714.00 £24,032.00
2025 £21.00 £63.00 £264.00 £27,389.00 £27,737.00

Table 3.4: Scheme leavers and financial amounts (£m) by scheme size as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Taking benefits without partnership agreement £4.00 £8.00 £17.00 £1,629.00 £1,658.00
Taking benefits with partnership agreement £1.00 ## £1.00 £178.00 £180.00
Transferred to a master trust due to the scheme winding up or considering winding up £1.00 £0.00 £0.00 £0.00 £1.00
Member initiated transfer to another workplace scheme or provider £4.00 £44.00 £118.00 £4,270.00 £4,436.00
Left for any other reason ## £6.00 £320.00 £1,841.00 £2,168.00

Table 3.5: Scheme leavers and financial amounts (£m) by scheme status as of 31 December 2025 (excludes hybrid schemes, excludes micro schemes)

  Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Taking benefits without partnership agreement £1,579.00 £61.00 £5.00 £12.00 £1,658.00
Taking benefits with partnership agreement £179.00 £1.00 ## ## £180.00
Transferred to a master trust due to the scheme winding up or considering winding up £0.00 £0.00 £0.00 £1.00 £1.00
Member initiated transfer to another workplace scheme or provider £4,165.00 £193.00 £19.00 £59.00 £4,436.00
Left for any other reason £2,154.00 £6.00 £5.00 £3.00 £2,168.00

Table 3.6: Transfer in amounts by scheme size (reported) (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 (£m) 100 to 999 (£m) 1,000 to 4,999 (£m) 5,000+ (£m) Total (£m)
2015 £34.00 £11.00 £69.00 £745.00 £859.00
2016 £32.00 £32.00 £62.00 £535.00 £660.00
2017 £36.00 £22.00 £78.00 £1,941.00 £2,077.00
2018 £6.00 £18.00 £56.00 £5,422.00 £5,501.00
2019 £2.00 £21.00 £145.00 £3,861.00 £4,029.00
2020 £5.00 £7.00 £217.00 £3,460.00 £3,689.00
2021 £1.00 £6.00 £45.00 £8,572.00 £8,624.00
2022 £1.00 £5.00 £29.00 £8,973.00 £9,008.00
2023 £1.00 £3.00 £308.00 £6,463.00 £6,775.00
2024 £1.00 £2.00 £17.00 £11,179.00 £11,198.00
2025 £1.00 £3.00 £16.00 £16,407.00 £16,427.00

Table 3.7: Members in schemes who have reported assets by scheme size (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 49,000 171,000 289,000 723,000 1,232,000
2012 45,000 153,000 276,000 743,000 1,217,000
2013 42,000 140,000 271,000 949,000 1,402,000
2014 37,000 127,000 263,000 3,034,000 3,460,000
2015 37,000 114,000 267,000 5,103,000 5,520,000
2016 32,000 100,000 255,000 7,936,000 8,322,000
2017 29,000 90,000 254,000 10,879,000 11,252,000
2018 25,000 81,000 228,000 14,915,000 15,249,000
2019 22,000 62,000 220,000 17,724,000 18,028,000
2020 19,000 52,000 216,000 19,850,000 20,136,000
2021 17,000 42,000 162,000 21,555,000 21,776,000
2022 15,000 38,000 128,000 24,529,000 24,711,000
2023 13,000 33,000 99,000 26,921,000 27,065,000
2024 12,000 25,000 82,000 28,795,000 28,914,000
2025 9,000 21,000 65,000 30,946,000 31,042,000

Table 3.8: Members in schemes who have reported assets by scheme status (excludes hybrid schemes, excludes micro schemes)

Year Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
2011 932,000 167,000 71,000 62,000 1,232,000
2012 977,000 144,000 62,000 34,000 1,217,000
2013 1,139,000 149,000 45,000 68,000 1,402,000
2014 3,052,000 310,000 46,000 53,000 3,460,000
2015 5,261,000 171,000 52,000 36,000 5,520,000
2016 8,087,000 169,000 49,000 18,000 8,322,000
2017 10,977,000 178,000 70,000 27,000 11,252,000
2018 14,895,000 236,000 38,000 80,000 15,249,000
2019 17,700,000 223,000 31,000 74,000 18,028,000
2020 19,753,000 220,000 80,000 83,000 20,136,000
2021 21,551,000 121,000 70,000 34,000 21,776,000
2022 24,505,000 104,000 45,000 58,000 24,711,000
2023 26,624,000 242,000 69,000 131,000 27,065,000
2024 28,355,000 205,000 34,000 319,000 28,914,000
2025 30,494,000 181,000 38,000 329,000 31,042,000

Table 3.9: Active members in schemes who have reported contributions by scheme size (excludes hybrid schemes, excludes micro schemes)

Year 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2011 13,000 68,000 132,000 275,000 488,000
2012 11,000 60,000 126,000 305,000 502,000
2013 11,000 58,000 120,000 473,000 662,000
2014 9,000 49,000 126,000 2,296,000 2,480,000
2015 8,000 47,000 137,000 3,572,000 3,764,000
2016 6,000 41,000 137,000 4,859,000 5,042,000
2017 5,000 35,000 132,000 6,559,000 6,731,000
2018 3,000 29,000 119,000 8,293,000 8,444,000
2019 3,000 25,000 108,000 9,091,000 9,226,000
2020 2,000 19,000 100,000 9,377,000 9,497,000
2021 2,000 14,000 72,000 9,356,000 9,444,000
2022 2,000 12,000 50,000 10,384,000 10,447,000
2023 1,000 9,000 41,000 10,341,000 10,393,000
2024 1,000 6,000 32,000 10,448,000 10,487,000
2025 1,000 5,000 27,000 10,788,000 10,821,000

Table 3.10: Average assets per membership in occupational DC schemes (excluding hybrid schemes and micro schemes)

Year Average assets per membership (£)
2011 £17,206.00
2012 £18,005.00
2013 £16,963.00
2014 £7,650.00
2015 £6,002.00
2016 £4,697.00
2017 £4,268.00
2018 £4,009.00
2019 £3,938.00
2020 £4,339.00
2021 £5,212.00
2022 £6,066.00
2023 £6,050.00
2024 £7,074.00
2025 £8,023.00

File 4: Automatic Enrolment Schemes

Notes:

  1. In this section and throughout, hybrid refers to schemes which have both a DB section and a DC section. Some hybrid schemes offer one benefit type (a combination of DB and DC, e.g. DC with DB underpin), but these schemes are not covered here.
  2. Tables 4.1, 4.2, 4.3, 4.4, 4.5 and 4.6 cover DC schemes with 2 or more members, excluding hybrid schemes with DC members.
  3. Tables 4.7 shows DC schemes with 12 or more members but excludes hybrid schemes with DC members.
  4. Table 4.11 refers to Figure 6 in the 2025 Occupational Defined Contribution Landscape report.
  5. Table 4.12 refers to Figure 7 in the 2025 Occupational Defined Contribution Landscape report.
  6. Figures in total columns may not equal the sum of figures in sub columns due to rounding. Scheme numbers are rounded to the nearest ten, financial amounts are rounded to the nearest £1,000,000, and membership figures are rounded to the nearest 1,000. Please note, where fields are calculated rounding is applied after totals have been derived.
  7. Numbers of reported pensioner members are not shown here, though reported pensioner members are included in the total memberships figure. Please see the accompanying text document for a fuller explanation of this.
  8. We operate a different scheme return for micro DC schemes, with lower information requirements, and as such we show these schemes separately, and show less information about these schemes.
  9. Any figures of 5 or lower are considered potentially identifiable and marked as **. Membership figures are rounded to the nearest 1,000, and where a figure rounds to lower than 1,000 it is marked as ^^. Any financial amounts are rounded to the nearest £1,000,000, and where a financial amount rounds to a lower figure it is marked as ##.
  10. Please see accompanying text document for methodology for identifying a scheme’s AE status.

Table 4.1: Number of schemes by size (excludes hybrid schemes)

AE status 2 to 11 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE 210 20 20 20 50 320
Not being used for AE 24,100 260 40 10 10 24,410
Total 24,300 280 60 30 60 24,720

Table 4.2: Number of schemes by status (excludes hybrid schemes)

AE status Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Being used for AE 120 110 80 10 320
Not being used for AE 6,890 7,250 9,940 340 24,410
Total 7,010 7,360 10,010 350 24,720

Table 4.3: Membership by scheme size (excludes hybrid schemes)

AE status 2 to 11 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE 1,000 1,000 11,000 51,000 30,790,000 30,853,000
Not being used for AE 68,000 9,000 12,000 15,000 156,000 259,000
Total 68,000 10,000 23,000 65,000 30,946,000 31,112,000

Table 4.4: Membership by scheme status (excludes hybrid schemes)

AE status Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Being used for AE 30,332,000 172,000 25,000 323,000 30,853,000
Not being used for AE 183,000 30,000 40,000 7,000 259,000
Total 30,515,000 202,000 65,000 330,000 31,112,000

Table 4.5: Active members by scheme size (excludes hybrid schemes)

AE status 2 to 11 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE ^^ ^^ 3,000 19,000 10,618,000 10,640,000
Not being used for AE 22,000 1,000 1,000 4,000 123,000 151,000
Total 23,000 1,000 4,000 23,000 10,741,000 10,791,000

Table 4.6: Deferred members by scheme size (excludes hybrid schemes)

AE status 2 to 11 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE ^^ ^^ 8,000 31,000 20,124,000 20,164,000
Not being used for AE 28,000 8,000 10,000 11,000 33,000 90,000
Total 28,000 8,000 18,000 43,000 20,157,000 20,255,000

Table 4.7: Reported assets by size (excludes hybrid, excludes micro schemes)

AE status 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE £16m £738m £2,377m £243,265m £246,397m
Not being used for AE £198m £385m £866m £1,232m £2,682m
Total £214m £1,124m £3,244m £244,497m £249,078m

Table 4.8: Reported assets by status (excludes hybrid, excludes micro schemes)

AE status Open to new joiners and future service Closed to new joiners and open to future service Closed to new joiners and future service Winding Up Total
Being used for AE £240,672m £4,722m £253m £750m £246,397m
Not being used for AE £1,945m £356m £289m £92m £2,682m
Total £242,616m £5,077m £542m £843m £249,078m

Table 4.9: Reported employer contribution by size (excludes hybrid, excludes micro schemes)

AE status 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE £17m £44m £192m £18,608m £18,860m
Not being used for AE £2m £12m £25m £264m £303m
Total £18m £56m £217m £18,871m £19,162m

Table 4.10: Reported employee contribution by size (excludes hybrid, excludes micro schemes)

AE status 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
Being used for AE £2m £5m £33m £8,409m £8,449m
Not being used for AE £1m £2m £14m £109m £126m
Total £3m £7m £47m £8,518m £8,575m

Table 4.11: Occupational DC schemes which have been used for automatic enrolment by membership size group (excluding hybrid schemes, including micro schemes)

Year 2 to 11 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2015 10 10 90 70 50 240
2016 20 10 110 80 60 280
2017 90 20 100 80 70 360
2018 130 30 90 70 80 400
2019 160 30 70 70 80 400
2020 180 30 60 60 70 390
2021 180 30 50 50 70 360
2022 180 20 40 40 70 350
2023 180 20 40 30 60 340
2024 190 20 30 30 60 320
2025 210 20 20 20 50 320

Table 4.12: Memberships within occupational DC schemes which have been used for automatic enrolment by membership size group (excluding hybrid schemes, including micro schemes)

Year 2 to 11 12 to 99 100 to 999 1,000 to 4,999 5,000+ Total
2015 ^^ ^^ 44,000 184,000 4,763,000 4,992,000
2016 ^^ 1,000 48,000 191,000 7,722,000 7,962,000
2017 ^^ 1,000 45,000 188,000 10,701,000 10,936,000
2018 ^^ 2,000 42,000 165,000 14,709,000 14,918,000
2019 ^^ 1,000 32,000 164,000 17,580,000 17,778,000
2020 ^^ 1,000 27,000 146,000 19,757,000 19,932,000
2021 ^^ 1,000 23,000 117,000 21,504,000 21,646,000
2022 1,000 1,000 20,000 94,000 24,115,000 24,231,000
2023 1,000 1,000 18,000 77,000 26,861,000 26,957,000
2024 1,000 1,000 13,000 63,000 28,749,000 28,827,000
2025 1,000 1,000 11,000 51,000 30,790,000 30,853,000

File 5: Micro Schemes

Notes:

  1. In this section and throughout, hybrid refers to schemes which have both a DB section and a DC section. Some hybrid schemes offer one benefit type (a combination of DB and DC, e.g. DC with DB underpin), but these schemes are not covered here.
  2. All tables show DC schemes with two to 11 members.
  3. Figures in total columns may not equal the sum of figures in sub columns due to rounding. Scheme numbers are rounded to the nearest ten, financial amounts are rounded to the nearest £1,000,000, and membership figures are rounded to the nearest 1,000. Please note, where fields are calculated rounding is applied after totals have been derived.
  4. We operate a different scheme return for micro DC schemes, with lower information requirements, and as such we show these schemes separately, and show less information about these schemes.
  5. Any figures of 5 or lower are considered potentially identifiable and marked as **. Membership figures are rounded to the nearest 1,000, and where a figure rounds to lower than 1,000 it is marked as ^^. Any financial amounts are rounded to the nearest £1,000,000, and where a financial amount rounds to a lower figure it is marked as ##.
  6. Please see accompanying descriptive text for definitions of RSS and EPP schemes (shown in Table 5.3 to 5.8) and methodology for identifying them.

Table 5: Micro Schemes and membership by scheme type (includes micro schemes)

  Micro DC Micro Hybrids Total
Schemes 24,300 70 24,370
Schemes (%) 99.7% 0.3% 100%
Total membership 68,000 ^^ 68,000
Total membership (%) 100% 0% 100%
Total active memberships 23,000 ^^ 23,000
Total active memberships (%) 100% 0% 100%

Table 5.1: Number of schemes by status (includes micro schemes)

Year Open to new joiners and future service Closed to new joiners and/or future service Winding Up Total
2011 30,110 7,820 1,440 39,350
2012 28,100 7,410 1,000 36,500
2013 27,570 7,220 870 35,660
2014 26,960 6,750 750 34,450
2015 26,080 6,260 650 32,980
2016 23,250 8,260 590 32,090
2017 18,850 11,230 540 30,620
2018 16,650 12,240 530 29,410
2019 15,920 11,520 410 27,840
2020 8,280 18,170 360 26,800
2021 7,790 18,210 340 26,340
2022 7,390 18,040 350 25,770
2023 7,230 17,720 350 25,280
2024 6,950 17,490 320 24,760
2025 6,910 17,160 310 24,370

Table 5.2: Membership by scheme status (includes micro schemes)

Year Open to new joiners and future service Closed to new joiners and/or future service Winding Up Total
2011 87,000 25,000 5,000 116,000
2012 81,000 23,000 4,000 107,000
2013 78,000 23,000 3,000 103,000
2014 76,000 21,000 3,000 100,000
2015 74,000 20,000 3,000 95,000
2016 64,000 26,000 2,000 92,000
2017 54,000 33,000 2,000 88,000
2018 48,000 35,000 2,000 85,000
2019 46,000 33,000 2,000 80,000
2020 25,000 51,000 2,000 77,000
2021 24,000 51,000 2,000 76,000
2022 22,000 50,000 2,000 73,000
2023 22,000 50,000 2,000 72,000
2024 21,000 49,000 2,000 71,000
2025 21,000 48,000 1,000 69,000

RSS and EPP schemes

Table 5.3: Number of schemes split by RSS and EPP status as of 31/12/2025 (includes micro schemes)

  EPP Non-EPP Unknown Total
RSS 0 ** 21,270 21,270
Non-RSS 340 550 60 940
Unknown 270 60 1,830 2,160
Total 610 610 23,150 24,370

Table 5.4: Membership split by RSS and EPP status as of 31/12/2025 (includes micro schemes)

  EPP Non-EPP Unknown Total
RSS 0 ^^ 60,000 60,000
Non-RSS 2,000 3,000 ^^ 4,000
Unknown 1,000 ^^ 5,000 6,000
Total 2,000 3,000 65,000 69,000

Table 5.5: Number of schemes split by RSS and scheme status as of 31/12/2025 (includes micro schemes)

  Open to new joiners and future service Closed to new joiners and/or future service Winding Up Total
RSS 5,760 15,390 130 21,270
Non-RSS 80 790 90 950
Unknown 1,080 1,000 90 2,160
Total 6,910 17,160 310 24,370

Table 5.6: Membership split by RSS and scheme status as of 31/12/2025 (includes micro schemes)

  Open to new joiners and future service Closed to new joiners and/or future service Winding Up Total
RSS 18,000 42,000 ^^ 60,000
Non-RSS ^^ 4,000 ^^ 4,000
Unknown 3,000 3,000 ^^ 6,000
Total 21,000 48,000 2,000 69,000

Table 5.7: Number of schemes split by EPP and scheme status as of 31/12/2025 (includes micro schemes)

  Open to new joiners and future service Closed to new joiners and/or future service Winding Up Total
EPP 70 520 40 620
Non-EPP 60 480 80 610
Unknown 1,040 790 70 1,890
Total 1,150 1,780 180 3,100

Table 5.8: Membership split by EPP and scheme status as of 31/12/2025 (excludes RSS and includes micro schemes)

  Open to new joiners and future service Closed to new joiners and/or future service Winding Up Total
EPP ^^ 2,000 ^^ 2,000
Non-EPP ^^ 3,000 ^^ 3,000
Unknown 3,000 3,000 ^^ 5,000
Total 4,000 6,000 1,000 10,000