Roles and responsibilities

A number of people and organisations are involved in making sure that public service pension schemes are well run. Make sure you understand your role and the role of others involved in the scheme.

Public service schemes cover:

civil servants
the judiciary
local government workers
teachers
health service workers
members of fire and rescue services
members of police forces
members of the armed forces

Governing public service schemes

Public service pension schemes do not have trustees. Instead the overall responsibility for a scheme sits with the scheme manager. They are supported by pension boards that help them to comply with scheme regulations and other legislation.

Pension boards are not the same as trustee boards as they are not decision-makers. They provide assurance and advice to scheme managers, who make the decisions.

All people involved in governing and administering public service schemes should have the appropriate skills and expertise. However, there’s a specific legal obligation on pension board members to have knowledge and understanding of their scheme rules, their scheme’s documented administration policies and pensions law.

Table 1 provides more details about the role of scheme managers, pension boards and others involved in governing public service schemes.

Table 1: Public sector pension roles and responsibilities

Name	Role	Who they are in practice	Responsibilities (examples)
Responsible authority	Set scheme policy.	Minister or Secretary of State, Scottish or Welsh Ministers or a government department.	Determine scheme policy, for example benefit structure. Set out scheme policy in regulations, including the role of the scheme manager, pension board and scheme advisory board.
Scheme manager	Overall responsibility for the scheme. Scheme managers sometimes delegate specific activities or functions to other parties, such as administrators. However, they remain accountable for complying with the law and the overall management and administration of their scheme.	Local government pension schemes: an administering authority (typically a council) or the Northern Ireland Local Government Officers’ Superannuation Committee. Police pension schemes: police pension authorities (usually the Chief Constable / Metropolitan Police Commissioner), the Northern Ireland Policing Board or Scottish Ministers. Firefighters’ pension schemes: fire and rescue authorities, the Northern Ireland Fire and Rescue Service Board or Scottish Ministers. Armed forces, civil service, judicial, health services (NHS) and teachers pension schemes: Minister or Secretary of State, Northern Ireland Department or Scottish Ministers.	Ensure compliance with scheme regulations and other legislation. Manage risks and ensure there are adequate internal controls. Ensure that pension boards members don’t have conflicts of interest. Put in place effective dispute resolution procedures. Keep records and ensure the quality of member data. Communicate information to members including benefit statements. Publish information on pension boards. Report late payment of contributions. Meet our reporting requirements, for example completing scheme returns. Report breaches to us where required.
Pension board	Assist the scheme manager.	A collection of suitably knowledgeable people with equal numbers of employer and member representatives. Some have other types of members, such as independent experts or independent chairs or vice-chairs.	Help the scheme manager to comply with scheme regulations, other legislation and any requirements we have. Have the required knowledge and understanding of scheme rules, documents recording scheme administration policies and pensions law. Report breaches to us where required. Responsibilities can vary. Some pension boards have a strong focus on assurance, others advise on member communications and others carry out specific functions on behalf of the scheme manager, for example appointing or managing the scheme administrator.
Scheme advisory board	Advise the responsible authority. In some schemes, advise the scheme manager and pension board.	Often equal numbers of employer and member representatives. Some have other types of members, such as independent experts.	Advise the responsible authority on the desirability of changes to the scheme, such as adjustments to the scheme if costs breach the employer cost cap. In some schemes, advise scheme managers and pension boards on governance and administration, for example by providing guidance. Report breaches to us where required.
Administrators	Carry out day-to-day functions of running the scheme for the scheme manager.	May be in-house or third party.	Keep records. Collect contributions. Pay benefits to members. Report breaches to us where required.
Employers	Employ members of the pension scheme.	Central or local government, armed forces, NHS, police forces and other parts of the public sector. Private sector employers where staff are transferred from the public sector, for example on outsourcing contracts or eligible for access under individual scheme provisions.	Meet employer duties related to automatic enrolment. Pay contributions in line with requirements in scheme regulations. Keep and provide data to scheme manager or administrator. Report breaches to us where required.

Table 2 provides more details about the role of senior officers, independent persons, asset pools and others involved in governing local government pension schemes.

Table 2: Local Government Pension Scheme (LGPS) specific roles and responsibilities

Name	Role	Who they are in practice	Responsibilities (examples)
Senior LGPS officer	Overall responsibility for ensuring that the pension fund is appropriately managed and resourced across all pension functions of the administering authority.	A senior officer appointed by an LGPS administering authority to ensure that the pension fund maintained by the authority is appropriately managed and resourced.    Authorities are expected to appoint their senior LGPS officer by 30 December 2026.	Day-to-day management of pension administration, governance, and investment functions. Ensure the fund has the people, processes, systems and resources needed to run effectively.  Ensure the fund is managed in line with legal and regulatory requirements.  Oversee high standards of service.   Manage and monitor key risks affecting the fund.
Independent person	To support the LGPS senior officer and pension committee by providing independent expertise, scrutiny and challenge.	An individual appointed by an LGPS administering authority who has relevant pensions governance, administration or investment expertise and meets the eligibility requirements set out in LGPS legislation and guidance.   Authorities are expected to appoint their independent person by 30 December 2026.	Support pension committees in development of LGPS strategies and scrutinising advice received.   Support consideration of the committee’s governance arrangements, such as action plans arising from an independent governance review.  Assist in monitoring performance against targets, including administration performance and implementation of investment strategies.
Pension committees or investment committees	Provide strategic oversight of the governance, administration, funding and investment strategy. Some administering authorities delegate aspects of the strategic oversight of investment matters to a separate investment committee.	Generally, councillors appointed by the administering authority. They may have experience or interest in pensions, investments or financial management.	Set and oversee the fund’s investment strategy, including its approach to responsible investment.  Monitor and oversee the implementation of the investment strategy through the LGPS asset pool.  Oversee the governance, administration and funding of the pension fund, where these fall within the committee’s role, including action taken following independent governance reviews.
Asset pools	Implement the investment strategy of LGPS pension funds and manage investments on their behalf.	UK-registered companies who are authorised by the Financial Conduct Authority to carry out regulated activities.	Implement the investment strategy set by administering authorities.  Manage pension fund investments.  Make investment implementation decisions, including manager selection, portfolio construction, and asset allocation below the strategic level determined by the administering authority.  Monitor investment performance and risks.

Working well with your advisers and service providers

You should appoint good quality advisers and service providers to help you run your scheme well.

Select the right advisers to provide advice and manage certain aspects of your scheme – this is a vital part of governance.

Retain sufficient oversight of the tasks you delegate to others and regularly review and manage their performance.

Regulating public service schemes

The Pensions Regulator is responsible for regulating the governance and administration of public service schemes in the UK.

We provide information, education and assistance to help scheme managers, pension boards, administrators, employers and others to comply with the law and strive towards best practice. We work with scheme advisory boards to make sure our messages reach the broadest audience possible.

Where necessary we will use our powers to put things right and to keep schemes on track.