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DB superfunds infographic – transcript

Quick guide for DB trustees and employers: what to consider if you’re thinking of transferring to a superfund

For important information, read our full guidance on DB superfunds.


We expect trustees to:

  • speak to us at an early stage if analysis shows a superfund could be right for you
  • consider the options available to the scheme
  • undertake due diligence on the superfund
  • keep members informed throughout the process
  • obtain independent professional advice
  • demonstrate the transaction meets gateway principles


We expect employers to:

  • provide any funding needed to meet entry price and facilitate the transfer
  • gather and provide information needed for a clearance application
  • support trustees with everything they need to consider the transfer
  • take professional advice when considering a transfer

Gateway principles

  • A transfer to a superfund should only be considered if the following principles are met:
  • the scheme cannot afford to buy out now
  • the scheme cannot afford to buy out in the foreseeable future
  • the transfer improves the likelihood of members receiving full benefits