2025 blogs
- Shaping the future: How we are driving digital transformation with the pensions industry
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Monday 8 December 2025
- The Pensions Regulator (TPR) is driving a transformation in how the pensions industry uses data and digital technology to deliver improved outcomes for savers. With an ambition to innovate and collaborate, Paul Neville, Executive Director of Digital, Data and Technology (DDaT) shares the latest vision, opportunities and priorities, developed through a newly established industry working group, to see schemes harness the power of technology to shape better retirements.
- As BBC Scam Safe week shines a spotlight on fraud, trustees are urged to step up and make the Pledge
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Tuesday 25 November 2025
- This month marks the fifth anniversary of our Pledge to Combat Pension Scams campaign. The threat of scammers is ever-present, and trustees and administrators have a crucial role to play in protecting their members by making the Pledge. While national initiatives like the BBC’s Scam Safe week – which we are supporting this week – help raise awareness, it’s the pensions industry who are best positioned to warn and protect pension savers.
- Reimagining pensions: the conditions for innovation need to be bold, brave and collaborative
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Thursday 25 September 2025
- In this blog, Dr Marion Lean reflects on The Pensions Regulator’s second innovation event and the co-creation of seven design principles to guide innovation in workplace pensions. She explores how TPR is using design-led approaches like co-design and hackathons to foster creativity, collaboration and user-centred thinking across the industry. With over 50 leaders in attendance, the recent event marked another bold step towards building a more inclusive, transparent and future-focused pensions system.
- Have your say on our new Enforcement Strategy
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Tuesday 16 September 2025
- We are consulting on a new enforcement strategy that reflects our evolution into a more proactive, prudential regulator. In this blog, Gaucho Rasmussen sets out our targeted, outcomes-driven approach to using our powers – focused on behaviours and risks that matter most to savers. For trustees and industry bodies, it offers greater clarity and confidence. We welcome views to help shape a strategy that supports high standards and strengthens trust in the workplace pensions system.
- Taking the fight to impersonation fraud – what industry must do to protect savers
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Wednesday 10 September 2025
- Fraudsters are using increasingly sophisticated impersonation tactics to target savers’ pensions. The enhanced intelligence we and our partners are developing means we can detect these threats and take action to prevent harm earlier. What we are seeing makes it clear that schemes must tighten their security – and take action to protect their members.
- Adequacy is the challenge of our time – it’s time to build on participation to deliver good retirement outcomes
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Wednesday 13 August 2025
- Recently published research has revealed the scale of the challenge facing defined contribution (DC) savers, particularly renters and those without other savings. The findings should be a wake-up call for trustees, highlighting that generic solutions are unlikely to be enough. Patrick Coyne, Interim Director of Pensions Reform at The Pensions Regulator (TPR), asks trustees to consider their decumulation strategies now to deliver better retirement outcomes.
- Why managing systemic risk is core to trusteeship
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Thursday 31 July 2025
- In today’s pensions landscape, awareness of and managing systemic risks is not a “nice to have”, it’s a core part of effective trusteeship. Climate change, nature loss, and other systemic risks are not abstract concerns. Where they are financially material, trustees have a duty to understand and manage them as part of their fiduciary responsibilities. Strong investment governance is essential, especially in complex areas such as environmental, social and governance (ESG) and private markets.
- Don’t miss your dashboards deadline over a ‘data debt’
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Thursday 24 July 2025
- Pensions dashboards will transform savers’ engagement with their retirement savings. Department of Work and Pensions data shows 8 in 10 savers want to use one, but new figures from TPR show scheme data still needs work. With the legislative deadline fast approaching, the pensions industry must ensure it is ready, and that high quality data enables savers to reap the benefits of dashboards.
- How collaboration will help pensions thrive in the digital, data and technology age
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Tuesday 1 July 2025
- Embracing digital, data and technology (DDaT) is an important way the pensions industry can boost saver outcomes and help grow the economy. Paul Neville, Executive Director of DDaT at The Pensions Regulator (TPR), explains how we are supporting this with the creation of a new industry working group.
- How a collaborative pensions event fostered creative ideas for our future
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Tuesday 17 June 2025
- The Pensions Regulator (TPR) has launched an Innovation Support Service to create an environment that helps industry build solutions with savers at their heart. The regulator’s Head of Innovation and Design Practice, Marion Lean explains how TPR has already begun this process with the service’s first event – an innovation hackathon.
- Now we have all the pieces of the jigsaw, it’s time to tackle unfinished business in pensions
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Thursday 12 June 2025
- TPR Chief Executive Nausicaa Delfas examines the impact of the Pension Schemes Bill, how the regulator is working to address unfinished business in the pensions system, and why industry must push for ever higher standards to help unlock transformational opportunities.
- Helping trustees and employers understand their options in defined benefit pensions
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Tuesday 3 June 2025
- For The Pension Regulator’s (TPR’s) whole existence we have worried about scheme deficits and a lack of longer-term planning. When a sponsoring employer of an underfunded pension scheme becomes insolvent, those members may go into the Pension Protection Fund (PPF). While the PPF can provide valuable compensation, the impact of this transfer can be material to members. Those members are often older people who have little or no chance to make up the shortfall in their expected retirement income.
- How to make transferring to a superfund run as smoothly as possible
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Wednesday 23 April 2025
- Superfunds offer a new endgame destination providing high levels of security and good governance. As schemes consider transferring, we set out our top tips to make sure that the process is as simple as possible, learnt across the first three transfers to a superfund.
- Implementing our vision – what you can expect from us this year
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Monday 17 February 2025
- The pensions landscape is rapidly changing towards one of fewer, larger schemes with new products and services being offered every day. Our mission is to protect, enhance and innovate in savers’ interests so that all savers – from every walk of life – can get good retirement outcomes from pensions.
- Working together to strengthen our defences against scams
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Thursday 6 February 2025
- Fraudsters who steal people’s pensions ruin lives. It’s as plain and simple as that. At The Pensions Regulator (TPR), our mission is to ensure savers’ money is protected — now and in the future.