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How we regulate and enforce

The regulatory powers now available to The Pensions Regulator enable us to be more effective at dealing with risks to pension schemes and members' benefits, and to tackle these risks in a focused, targeted and proportionate manner.

Our approach to regulating

We aim to drive up standards and tackle risk by engaging with the pension schemes we regulate.

Enforcement strategy

Strategy setting out our approach to enforcement in all aspects of our work except automatic enrolment.

Enforcement procedures: overview

We follow certain procedures when we use our powers.


Supervision allows us to work with trustees, managers and sponsoring employers of pension schemes to identify and mitigate risks.

Determinations Panel

The Determinations Panel (DP) is a committee of The Pensions Regulator (TPR). It operates separately from other parts of the organisation, including TPR’s case teams.

Anti-avoidance powers

We have two main powers which we can use in the circumstances set out below against an employer with a defined benefit scheme and those associated or connected with such an employer.

FCA and TPR joint strategy

Our joint regulatory strategy to regulating the pensions and retirement income sector.

Thematic reviews

We undertake thematic reviews when we want to examine particular subject areas in more detail. The reviews help us to see any risks and failures, and what improvements can be made.

Regulators' Code

The Regulators’ Code asks regulators to publish standards that set out what our regulated community can expect from us.

Business impact target

Our approach to the government's business impact target - which aims to reduce the burden of regulation on business.