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Determinations Panel

The Determinations Panel (DP) is a committee of The Pensions Regulator (TPR). It operates separately from other parts of the organisation, including TPR’s case teams.

The DP has a separately appointed membership and legal support. This enables it to make independent and impartial decisions. The DP considers all the evidence before it and provides each party with reasonable opportunity to present their case. Members of the panel are not involved in the investigation process.

The DP consists of:

  • a chair appointed by TPR
  • at least six other people who are nominated by the chair and appointed by TPR

Current members

Antony Townsend (Chair)

Antony has wide ranging experience as a chief executive and board chair of regulatory organisations, and in complaints handling. He is Deputy Chair of the Board of the Professional Standards Authority for Health and Social Care, where he is also Chair of the Scrutiny Committee, an Independent Review Chair for NHS England (Continuing Healthcare reviews), Director of the Channel Islands Financial Ombudsman Service, an Independent Investigator for the House of Commons, Chair of the Strategic Advisory Board of the Bar Tribunals and Adjudication Service, Chair of the SME Liaison Panel of the Business Banking Resolution Service, and a Trustee and Director of Citizens Advice South Warwickshire. He was formerly Financial Regulators Complaints Commissioner, Chair of the UK and Ireland Regulatory Board of the Royal Institution of Chartered Surveyors, and Chair of the Regulatory Board of the Association of Chartered Certified Accountants. He was the first chief executive of the Solicitors Regulation Authority from its establishment in 2006 until January 2014. He was also the General Dental Council’s chief executive from 2001 to 2006. In the 1990s, Antony held a number of senior roles at the General Medical Council, including Director of Standards and Education, and head of Conduct. His earlier career was with the Home Office, where he worked primarily on criminal justice issues.

Anthony Arter

Anthony is currently the Pensions Ombudsman and Pension Protection Fund Ombudsman. He was appointed in May 2015 and his tenure comes to an end in January 2023. Anthony is a solicitor who has specialised in pensions since 1996. He was Eversheds LLP’s Head of Pensions from 2005 until 2013 and their London Senior Partner 2009 until 2014. May 2019 until September 2021, Anthony was Chair of the Ombudsman Association for the UK, Ireland and overseas territories. Until 2015 Anthony was an independent member of the Pensions Management Institute Committee overseeing their Accredited Adviser Programme. He has also been an independent trustee for many years and in December 2018, Anthony was appointed as a pro bono independent Trustee Director of the Action for Children Pension Fund. Anthony has been involved in community volunteering initiatives over many years and in 2009 he was chosen by Prince Charles (as he then was) to be his Business in the Community London Ambassador for volunteering.

Sarah Chambers

Sarah is currently the chair of the Legal Services Consumer Panel, an Electoral Commissioner, a Judicial Appointments Commission panellist (appointing judges at all levels), member of the UKPN Customer Engagement Group and chair of the Applications Panel of the Renewable Energy Consumer Code. She is also a Trustee and Vice-Chair of Greenhouse Sports charity. Her previous roles include CEO of Postcomm, Commissioner of the Competition Commission (and subsequently a panel member of the Competition and Markets Authority), member of the CAA Consumer Panel, Independent Director of the Payments Council and directorships in several civil service roles.

Anne Fletcher

Anne is currently a panel member and member of the Utilities Panel for the Competition and Markets Authority. She is an experienced Group General Counsel (BT plc) and Compliance Director (Visa Europe, Royal Mail, BT plc) and was an Audit and Risk Committee member for the Office of the Public Guardian until January 2021. Anne is also a former Trustee for the Royal Mail Senior Executive Pension Plan and a former Vice-Chair of the BT Benevolent Fund.

Megan Forbes

Megan is currently Chair of Ofgem Enforcement Decision Panel and works in the Government Legal Department. Before this Megan was the Deputy Chief Executive and Director of Transformation at the General Pharmaceutical Council and prior to that she was at the FCA. Megan’s responsibilities at the FCA have included leading the IT, finance, HR, communications and legal teams that support the FCA’s enforcement division. Prior to working for the FCA, Megan was Legal and Enforcement Partner at Ofgem, the regulator of the gas and electricity markets, where she led a major transformation of Ofgem’s approach to enforcement.

Stephen Mount

Stephen is currently a member of the RDC of the FCA, Chair of the Audit Committee at Gama Aviation Plc and the Finance and Performance Committee at a major NHS Foundation Trust and acts internationally as an expert witness on financial reporting, corporate governance and auditing matters. He was formally a member of the Audit Quality Review Committee at the Financial Reporting Council. Stephen retired as a senior partner with PwC in 2016, after almost 4 decades’ auditing and advising FTSE, Fortune 500 and smaller/midcap listed companies in the UK, USA, Europe and Asia across a wide range of industry sectors. He also served in a number of PwC management roles. His experience, gained from leading and participating in Main Board and Audit Committee meetings, and with investment bankers, investors, regulators and other advisors on corporate and capital market matters is comparable to having served as an Independent Non-Executive Director with over 40 publicly listed companies. He is a Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW).

Margaret Obi

Margaret is a solicitor and former partner in a leading criminal defence practice. In 2014 she left private practice to become an independent legal consultant. Her work includes advising other lawyers in relation to investigations undertaken by the Serious Fraud Office and the National Crime Agency. She also advises international legal teams defending allegations of war crimes in the International Criminal Court and advising on disputes between states in the International Court of Justice. She is an independent Legal Assessor and Legally Qualified Chair for various statutory bodies. She is currently a member of the Law Society’s Women Lawyers Division with a special interest in mentoring. She is also a trustee/director of Appeal, a charity and law practice dedicated to fighting miscarriages of justice and advocating for reform of the criminal justice system. Margaret was appointed as a Deputy High Court Judge in 2018.

Pauline Wallace

Pauline is the inaugural chair of the UK Accounting Standards Endorsement Board. She was formerly a member of the RDC at the FCA, and of the ICAEW Regulatory Board. Pauline was until recently a non-executive director and chair of the audit and risk committee of the Paradigm Trust (a multi-academy trust) and is currently chair of governors at a special needs primary school. She was previously a partner at PwC where she was head of the global financial instruments team before becoming head of public policy and regulatory affairs.

Members' expenses

We publish the expenses for the Determinations Panel Chair and members for each quarter. This includes all expenses incurred for travel, accommodation and meals etc, as well as any hospitality given to others. A separate sheet shows any hospitality received by these individuals in their capacity as Determinations Panel members during the specified quarter.

Some explanatory notes:

Expenses are incurred by Determinations Panel members in two ways. Either individuals spend their own money whilst on TPR business and then claim it back (see staff and board / panel expenses policies in our Publication Scheme) or, particularly for travel and accommodation that needs to be booked in advance, TPR makes bookings directly and is invoiced for the cost. For this reason, these expenses will be published for the quarter in which they were paid, and therefore may not necessarily appear alongside other expenses (claimed back in arrears) for the same trip.

Determinations Panel quarter 1 expenses (1 April to 30 June 2022)

Determinations Panel quarter 4 expenses (1 January to 31 March 20222)

Determinations Panel quarter 3 expenses (1 October to 31 December 2021)

Register of members' interests

Last annual review date: 15 February 2022

Antony Townsend

Role

Chair

Current employment or office in addition to Panel role

  • Deputy Board Chair and Chair of Scrutiny Committee, the Professional Standards Authority for Health and Social
  • Chair, Continuing Healthcare Independent Review Panels, NHS England
  • Chair, Strategic Advisory Board, Bar Tribunals and Adjudication Service, Council of Inns of Court
  • Chair, SME Liaison Panel, Business Banking Resolution Service
  • Independent Investigator, House of Commons
  • Director, Channel Islands Financial Ombudsman Service

Non-profit organisations

Trustee and Director, Citizens Advice South Warwickshire

Occupational pension schemes

  • General Medical Council (DEFERRED)
  • General Dental Council (DEFERRED)

Anthony Arter

Role

Panel Member

Current employment or office in addition to Panel role

Pensions Ombudsman

Owner of a Children’s Day Nursery

Current Directorships

Managing Director Little Steps Ltd

Non-profit organisations

Director Action for Children Pension Fund

Positions on pension scheme trustee boards, their subcommittees, or employment by such schemes

Pro bono Director (independent trustee) Action for Children Pension Fund. Member of the DC Section sub-committee.

Occupational pension schemes

Metropolitan Police Pension Scheme

Sarah Chambers

Role

Panel Member

Current employment or office in addition to Panel role

  • Chair of Legal Services Consumer Panel
  • Chair of Renewable Energy Consumer Code Applications Panel
  • Commissioner of the Electoral Commission
  • Panel member of Judicial Appointments Commission
  • Member of UKPN Customer Engagement Group

Non-profit organisations

Trustee and vice-Chair of Greenhouse Sports (Charity)

Occupational pension schemes

PCSPS

Anne Fletcher

Role

Panel Member

Current employment or office in addition to Panel role

Panel Member of the Competition and Markets Authority (CMA)

Occupational pension schemes

  • Member BT Pension Scheme 
  • Former Trustee, Royal Mail Senior Executive Pension Plan

Megan Forbes

Role

Panel Member

Current employment or office in addition to Panel role

  • Chair of Enforcement Decision panel, OFGEM
  • Government Legal Department

Occupational pension schemes

  • Civil Service Pension Scheme – Classic and Alpha Scheme
  • The Plan FCA pension scheme

Stephen Mount

Role

Panel Member

Current employment or office in addition to Panel role

Financial Conduct Authority (RDC)

Current Directorships

  • Gama Aviation Plc
  • University Hospitals Dorset NHS Foundation Trust

Non-profit organisations

Governor - Reading Blue Coat School

Margaret Obi

Role

Panel Member

Current employment or office in addition to Panel role

  • Deputy High Court Judge
  • Appeal Body Member – MOD
  • Legal Adviser/Chair: Medical Practitioners Tribunal Service, General Dental Council, General Optical Council, Health and Care Professions, Council, Taxation Disciplinary Board, Royal Institution of Chartered Accountants, Institute and Faculty of Actuaries, Chartered Institute of Management Accountants, Architect Registration Board, Social Work England, General Osteopathic Council

Current Directorships

ANNII Legal Services Appeal - Charity

Occupational pension schemes

Judicial Pension Scheme

Pauline Wallace

Role

Panel Member

Current employment or office in addition to Panel role

Chair UK Endorsement Board

Current Directorships

UK Accounting Standards Endorsement Board Ltd

Non-profit organisations

  • Director Paradigm Trust
  • Governor Middleton School
  • Former member ICAEW Regulatory Board

Occupational pension schemes

Reuters Pension Fund (husband)