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Automatic enrolment guide for business advisers

The business adviser’s online guide shows how you can help your clients with their automatic enrolment duties. Ensure you understand what your client's automatic enrolment duties are and when they come into effect.

Find out more about automatic enrolment and how the law applies to your clients.

Complete the declaration of compliance

Use online declaration of compliance

Submit multiple declarations in bulk

Re-enrolment and re-declaration

The two stages that your client goes through every three years

Choose a pension scheme

Help a client to choose a scheme

What to consider when choosing a scheme

Find a new scheme for a client

Knowing your clients ongoing duties

Ongoing duties after your client's legal duties have started

Record-keeping

Earnings threshold

Introduction to workplace pensions obligations

How we are helping employers

What happens if my client doesn't comply or is late complying?

Minimum contribution increases planned by law - phasing

Duties for new employers

Missed duties start date and backdating contributions

Be a point of contact

Nominate an employer contact and an additional contact

Check who to enrol in a workplace pension

Raise your client's staff awareness

Employing staff on irregular hours or incomes

Director exemptions

Work out your clients costs

Consider your client’s set up costs and ongoing costs

Check records and payroll processes

Check payroll software supports automatic enrolment

Clients without compatible payroll software

Assess and enrol staff

Opting out

Opting in and joining

Postponement

Write to your clients staff

Provide staff with information which explains how automatic enrolment applies to them

Supporting resources

A range of resources for you to help your clients with their automatic enrolment duties

Detailed guidance

Aimed at professional advisers, large employers with in-house pensions expertise and those with a sound knowledge of pensions.

Automatic enrolment detailed guidance

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