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Making workplace pensions work

Pensions dashboards: guidance

When your scheme needs to connect with dashboards

All schemes with 100 or more relevant members at the scheme year end between 1 April 2023 and 31 March 2024 must connect to pensions dashboards.

The Department for Work and Pensions (DWP) has set out a staged timetable for schemes to connect to the digital architecture. Schemes are asked to connect over time according to their size and type, although all schemes must be connected by 31 October 2026.

Check your 'connect by' date

If you have more than one type of scheme, you should check the date for each.

What type of scheme do you have?
Do not include pensioner members in your count.

Is your 'connect by' date

Deciding when to connect

The DWP has published guidance on connection: the staged timetable, aiming to reduce risks to delivery and help manage capacity in industry.

You must have regard to the DWP guidance and the separate onboarding process guidance that has been published by the Money and Pension Service (MaPS). This means you must read these and take them into account when making decisions around connection. We expect schemes to connect in line with the timeline set out in this guidance. Not following the guidance could expose you to greater risk of not being able to comply with your dashboards duties.

You will be expected to demonstrate how you’ve had regard to the guidance. Find further details in failing to comply with pensions dashboards duties.

All relevant memberships (in all sections of your scheme) need to be connected. If they are not, you need to take prompt and effective action to ensure all memberships are connected as soon as possible. We also expect you to consider whether you need to report such a breach to us. Refer to our breach of law guidance for further details.

Changing your connection plan

In exceptional circumstances, you may be unable to connect your scheme in line with your date in the DWP’s guidance. If you are planning to connect your scheme more than 30 days before or after your ‘connect-by’ date, you need to discuss your intention with your connection provider in the first instance and you should have regard to MaPS’ change of connection plans process and guidance.

MaPS will notify us of your updated ‘connect-by’ date, which we will reflect in our communications to you.

Changes to scheme size

The deadline still applies if your scheme changes size, unless you fall out of scope of the requirements entirely, for example if all your members become pensioner members.

If your scheme had fewer than 100 relevant members at the end of the 2023-24 scheme year,  but reaches 100 or more relevant members on or after 1 April 2024, you must connect by the later of:

  • six months after the end of the scheme year in which the threshold was reached, or
  • 31 October 2026

You should also have regard to the DWP guidance on connection, even if your scheme falls into scope on or after 1 April 2024. 

Schemes created on or after 1 April 2024

If your scheme is established on or after 1 April 2024 and has 100 or more relevant members, you should contact us so we can issue the registration code required to connect your scheme. Your connection deadline will be the later of:

  • six months after the end of the scheme year in which the threshold was reached, or
  • 31 October 2026

As above, you should also have regard to the DWP guidance on connection, even if your scheme falls into scope on or after 1 April 2024. 

Schemes in Pension Protection Fund (PPF) assessment

Schemes that start PPF assessment before the connection deadline are not required to connect by the deadline. If the scheme exits PPF assessment but does not enter the PPF, it will need to connect by the later of:

  • the connection deadline
  • six months from the end of the assessment period

This only applies where the whole scheme is in PPF assessment. If only a section of your scheme is in assessment, your connection duties still apply.

If your scheme has already connected, but then starts a PPF assessment, you should stay connected and be able to match your members. However, you do not need to return value data while the scheme is in assessment. Instead, use the appropriate flags in MaPS’ data standards, which provide an explanation to the member.

Voluntary connection for smaller schemes

Registrable occupational pension schemes with 99 or fewer relevant members are currently not in scope of the regulations (see section which schemes are in scope for more details), but they can apply to MaPS to connect on a voluntary basis. 

Connect voluntarily | UK Pensions Dashboards Programme

Once MaPS has granted permission to connect voluntarily, we will generate and issue your registration code ahead of the connection date you have agreed with MaPS. The scheme will need to connect by the date agreed with MaPS and comply with all the requirements that apply to schemes in scope, including following MaPS guidance and standards. If you decide to connect voluntarily, you must ensure that your scheme is able to find members and send them data as soon as you are connected and remain connected. You can find more information in the your role and legal duties section, and the ongoing connection and record-keeping requirements section.

Trustees and scheme managers are responsible for the decision to connect on a voluntary basis as well as the scheme’s compliance, and you should be clear on these ongoing legal duties when making the decision.

Talk to your administrator or provider if you would like to connect voluntarily.

Deferral applications

The window for applications to defer the connection deadline of 31 October 2026 has now closed.

Check your 'connect by' date without using the tool

Master Trusts

Number of active and deferred members Connect by
20,000 or more 30 April 2025
5,000 to 19,999 31 May 2025
1,000 to 4,999 30 June 2025

Defined contribution (DC) schemes used for automatic enrolment

Number of active and deferred members Connect by
5,000 or more 31 May 2025
1,000 to 4,999 30 June 2025

Defined benefit schemes, all other DC schemes, all hybrid schemes (including hybrid master trusts)

Number of active and deferred members Connect by
20,000 or more 31 May 2025
5,000 to 19,999 30 June 2025
2,500 to 4,999 31 August 2025
1,500 to 2,499 30 September 2025
1,000 to 1,499 30 November 2025

CDC schemes

Number of active and deferred members Connect by
All sizes 30 September 2025

Public service schemes

Number of active and deferred members Connect by
All sizes 31 October 2025

Schemes with 100 to 999 relevant members

Number of active and deferred members Connect by
750 to 999 31 January 2026
600 to 749 28 February 2026
400 to 599 31 March 2026
320 to 399 30 April 2026
250 to 319 31 May 2026
195 to 249 30 June 2026
155 to 194 31 July 2026
125 to 154 31 August 2026
100 to 124 30 September 2026